Dreamcatcher Homes

Buyer's Guide

Buying a home in Colorado Springs

The Colorado purchase process, step by step.

  1. 01

    Consultation & goals

    We begin with a conversation about your timeline, must-haves, neighborhoods of interest and budget, so the search is focused from day one.

  2. 02

    Mortgage pre-approval

    A lender reviews your income, assets and credit to issue a pre-approval. It clarifies your price range and makes your offer stronger to sellers.

  3. 03

    The home search

    I set up a tailored search, preview homes, and guide you through showings — sharing insight on construction, location and value.

  4. 04

    Writing an offer

    Colorado uses standardized Real Estate Commission contracts. Together we set price, terms and a schedule of deadlines that protects you.

  5. 05

    Earnest money

    Once under contract, you deliver earnest money (typically held by the title company or brokerage) by the contract deadline. It's credited toward your purchase at closing.

  6. 06

    Inspection & objection deadline

    You schedule professional inspections. Before the Inspection Objection Deadline, you may request repairs or credits — or terminate under the contract terms.

  7. 07

    Title, HOA & disclosures

    You review the title commitment, survey options, HOA documents and seller disclosures within their respective deadlines.

  8. 08

    Appraisal & loan approval

    Your lender orders an appraisal. If it comes in low, the contract's appraisal provisions allow you to negotiate or exercise your options before the deadline.

  9. 09

    Final walk-through

    Shortly before closing, you walk the property to confirm its condition and that agreed-upon repairs were completed.

  10. 10

    Closing

    At the title company you sign final documents, funds are transferred, and you receive the keys. Welcome home.

    11. General information only — not legal or tax advice. Specific deadlines are set in your Colorado contract.